What is Klarna? What is Pay in 4 and how does it work?
- Klarna is the smoothest and safest way to order today and pay over time.
- Klarna's Pay in 4 in service allows you to split your purchase into 4 interest-free payments, paid every 2 weeks. Once your items are in your cart, just choose Klarna at checkout. The first payment will be taken from your credit card, debit card or bank account when your order is shipped.
- The remaining three payments will be automatically charged every 2 weeks afterwards.
- CA resident loans made or arranged pursuant to a California Financing Law License.
Who can use Klarna?
To be eligible to use Klarna, you must:
- Be a resident of the United States or a resident of Puerto Rico (Unavailable in New Mexico, Hawaii and other US Territories)
- Be at least 18 years of age
- Have a valid card/bank account
- Have a positive credit history
- Be able to receive verification codes via text
Which payment methods are accepted?
- Klarna currently accepts most debit and credit cards (i.e. Mastercard, Visa, Discover, Amercian Express), as well aschecking accounts for ACH payments.
- Please note, prepaid cards are not accepted.
Where can I Pay in 4 with Klarna?
- Klarna is currently available across the U.S. and Puerto Rico.
- It is not available in New Mexico, Hawaii, and other U.S. Territories.
Has Klarna received my payment?
- You will receive two order confirmation emails.
- The first one will come from hello82 confirming the purchase of your order.
- Please, submit if you do not receive your hello82 confirmation email.
- The second one will come from Klarna confirming your payment purchase.
- If you do not receive Klarna's payment confirmation email, you may call or live chat with Klarna's customer service agents 24/7 to confirm payment.
Can I pay before the due date?
- Yes. If you want to pay the next payment or full balance of your payment plan early, simply login to the Klarna app, go to the "Purchases" and select "Payment Options."
Need more help?
- If you have a question regarding your order, please submit a request.
- If you have any questions regarding Klarna and your payment method, check out Klarna's full FAQ page. You can reach Klarna anytime at www.klarna.com/us/customer-service or by downloading the Klarna app.